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Is your practice covered by Medical Indemnity Insurance?

Occasionally accidents happen and patients can be harmed, which is why Medical Indemnity Insurance is essential in providing support for both doctors and patients if something doesn't quite go according to plan. With Medical Indemnity Insurance, you can be covered for things such as:

  • Public Relations Costs and Defamation
  • Private Practice and Public Patients
  • Employment Related Disputes
  • Legal Fees, Costs, and Expenses

Medical insurance protection

Medical Indemnity Insurance plays a vital role within the Australian health system by working to protect both doctors and patients in the event of an adverse incident arising from medical care.

While Australia’s healthcare system is known to be quite safe, unfortunately things can occasionally go wrong and patients may sometimes be harmed in the process of receiving medical care. Thankfully, Clear Insurance is able to provide you with tailored insurance solutions, which will respond for you during unforeseen events.

What is medical indemnity insurance?

Medical indemnity insurance works to protect doctors and patients as well as medical and allied health establishments in the event of an adverse incident arising from medical care. This particular type of insurance is able to provide protection from claims for financial loss, bodily injury or property damage, which may arise from acts, errors or omissions in the provision of health care providers.

Medical indemnity insurance providers

Clear Insurance delivers flexible renewal dates and individual risk pricing to offer more effective and affordable coverage.

We invest heavily in providing clients with customised coverage that addresses the distinct risks the healthcare sector operates under.

When choosing Clear Insurance, you will receive responsive, professional and expert medico-legal advice, as well as claims support. Our professional services will allow you to focus on providing your patients with quality care.

Medical practice indemnity insurance

Medical indemnity insurance is recommended for healthcare professionals, such as:

  • Chiropractors
  • Midwives and nurses
  • Optometrists
  • Osteopaths
  • Pharmacists
  • Physiotherapists
  • Podiatrists and psychologists

As a recommendation, prior to selecting medical indemnity insurance, ensure that your cover contains policies for factors such as:

  • Private practice
  • Public patients
  • Complaints and investigations
  • Defamation
  • Legal fees
  • Costs and expenses
  • Employment related disputes

What does medical indemnity insurance cover?

Key policies:

The following is a brief list containing explanations of the significant policy features in a medical indemnity cover.

No membership fees or cancellation penalties

There are no membership fees, and we do not charge tedious cancellation penalties.

Flexible policy periods and renewal dates

You can benefit from our enhanced features now. When you renew with us you can choose extended policy periods of up to 14 months.

Protecting your reputation is paramount

If you want you to defend a claim, the policy can contribute to legal costs. Clear Insurance can also cover costs of engaging a PR consultant to help protect your reputation.

Loss of income when attending court

Part of the medical indemnity insurance is covering any loss of earnings, should you find yourself away from the practice while attending either court or arbitration in relation to a claim.

Take the first step towards securing the safety of your practice

We understand insurance can be confusing at times, which is why we at Clear Insurance will strive toward working with you, every step of the way in the insurance market. Our highly trained team can navigate your insurances, handle your claims and ensure your insurance experience is clear.

If you would like to learn more about how you can protect yourself or your practice, or would simply like more information surrounding the topic, then download our free information pack.


Corporate Authorised Representative Disclaimer:
Clear Insurance Pty Ltd is a Corporate Authorised Representative (No. 465935) of Insurance Advisernet Australia Pty Ltd, AFSL 240549